College 

5 Skills You Gain in College That Will Help You Snag a Better Job

Although you enroll in college courses to learn about a particular field and graduate with a degree, you’ll walk away from the experience with more than just book smarts. The college experience imbues grads with numerous talents that will help them lead a financially-stable and successful life later on. Here are five of the most important skills that you’ll pick up while taking college courses, either online or in-person. Communication Regardless of what career path you end up following, communication skills are going to be necessary. Employers are always on…

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Extended Auto Warranty Auto 

Things to Consider Before Purchasing an Extended Auto Warranty

Things to Consider Before Purchasing an Extended Auto Warranty How likely is the car to break down? If your car is known to be reliable and is unlikely to have any serious issues, it may not be worth buying a warranty. However, keep in mind that no car is indestructible, they will all break down at some point.  Is the savings worth the cost of the warranty? Consider how much it may cost to repair your car if it were to break down. If the repair costs are likely to…

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Housing 

3 Reasons to Stop Renting an Apartment and Switch to a Rent-to-Own Home

If people aren’t ready to buy a home just yet, they usually think that they’re stuck renting an apartment until they feel prepared. Surprisingly, that’s not the case, and continuing to rent an apartment might actually be a bad idea. Here are some reasons why renting-to-own a home might be more financially beneficial than renting your current apartment.   It Could Be Cheaper In big cities like Chicago, New York City, and Miami, rent prices are incredibly competitive. You’ll most likely end up paying an arm and a leg for…

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Benefits of Rent to Own Housing 

5 Great Benefits of a Rent to Own Home

Secure a Home Right Now You may not quite be able to afford buying a house yet, but you can still start the process right now. This is especially ideal for people that have their eye on a particular home, but aren’t quite financially prepared. You don’t have to be able to afford a down payment or even qualify for mortgage to secure your dream home. Although a rent to own home usually does require some deposit, it is much lower and usually very affordable. The length of the lease…

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Benefits of Using a Credit Card Credit 

Benefits of Using a Credit Card for Everyday Spending

There are many advantages to spending on credit rather than debit. The benefits of paying with a credit card varies based on which card you use. Many cards offer bonuses or rewards when you reach a target amount, so choosing a card based on your lifestyle is important. In order to take advantage of all the benefits of the card, you must pay the card balance in full. This also will help you avoid interest charges. Every time you apply for credit, the application has an effect on your credit…

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Keys for Improving Credit Credit 

Keys for Improving Your Credit

Raising your credit isn’t as hard as most people think. The key to improving your credit score, is more credit. Getting a credit card and using it responsibly is the main way to do so. It is important to get a card with the lowest possibly interest, as well a card with no monthly account maintenance free or an annual fee. Both of these will leave you feeling blindsided as they suck money right out of your account. It is almost impossible to find the perfect credit card, but knowing…

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Repair Credit Score Credit 

How to repair your credit score by yourself

Having a bad credit is completely horrible, but it happens. Poor credit leaves you unable to apply for new credit products such as a credit card, although, it does not deter you from taking out auto loans or applying for a mortgage, it just makes you liable to being charged a lot of interest because of your bad credit. When you compare the mortgage you take out on a bad credit, you might end up paying about $50,000 interest more in mortgage, than when you have a good mortgage. The…

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Housing 

How to Find the Right Home Security System for You

If you are interested in buying a home security system you will need to make sure that you find the right one for you. Ideally, you will purchase or subscribe to a security system that is easy to use, protects every area of your home and is not too costly. But how can you find the right one for you? we’re going to take a look at this now:   Think About What you Need One of the first things you should do when you’re out to buy a home…

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Life 

A Guide to the Different Types of Life Insurance

What is life insurance? Life insurance is a policy that can be purchased to provide a named beneficiary with a sum of money upon the purchaser’s death. The amount of money received is previously determined by whatever policy was purchased. Life insurance is important to ensure the financial security of your loved ones after the time of your death.   Different types of life insurance – what’s right for you? The two main types are term and whole life. Both can be helpful, depending on your personal circumstances.   Term…

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College 

3 Ways a College Degree Will Help You Land a High-Paying Job

Obviously, going to college isn’t entirely about making money in your future career, but that’s certainly a pleasant side effect. The average college grad leads a more lucrative, financially-stable life than someone who only obtains a high school degree. The question is, why? College Gives You Skills That Are Valuable in the Workplace  The courses you take in college give you more than just knowledge in your given field; they help you learn communication, writing, presentation, and organizational skills that are extremely desirable in any work environment. Those talents will…

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