Credit – Page 2 – Every Day Consumer Spot

Staying Out of Credit Card Debt

September 21, 2018November 12, 2018 adminCredit Card0 comment

If you choose to spend on credit, you need to make sure you only spend money you actually have. Credit card debt can leave you feeling weighed down and hopeless. Keeping up with your credit card spending can be challenging for those who are out of practice. Interest rates and other fees not only add to your debt, but also lower your credit score simultaneously. By reducing your credit card debt, you could save hundreds of dollars in interest paid over the life of the debt as well as improve…

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The Best Credit Cards for People With Bad Credit

September 11, 2018November 12, 2018 adminBest Credit Cards0 comment

So, you missed a few payments, avoided your debt for too long, or made other mistakes that tanked your credit score. Don’t give up hope just yet; there are still cards you can apply for, even with your tarnished credit. In fact, using a credit card for your monthly expenses can be a great way to repair your score, if you make your payments properly. Looking for a credit card that you apply for with a bad score? Here are five of the best options for people in your position.…

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Making Your Credit Repair

September 7, 2018November 12, 2018 adminCredit Repair0 comment

You can do for yourself everything a credit repair firm does. Credit repair firms only saves you time in exchange for money. They do not have any magic tricks or tools that you do not have. Bear in mind that no one can legally remove accurate negative information from your credit report, therefore, ignore credit repair firms that make promises too good to be true. Repairing your credit only takes simple steps. The first step is to get your credit report from all three credit reporting agencies and review them.…

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The Best Credit Cards for Cash Back

August 30, 2018November 12, 2018 admin0 comment

Cash back programs are a beautiful thing. Essentially, the credit card company is handing you money simply for using their card to make your everyday purchases. Once you reap the cash reward, you can use the money on whatever you want or even apply it to your statement balance. Ready to start reaping the rewards of a cash back card? Here are some of the best options on the market. Discover it – Cash Back Match Card Every quarter, this card offers 5 percent cash back on a certain spending…

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How Long Will It Take You To Repair Your Credit

August 22, 2018November 12, 2018 adminCredit Repair0 comment

When you have a poor credit, it is only natural that you have it repaired, so that you will be able to make purchases and complete some transactions. However, the time that it takes to repair your credit is not rigid. It varies greatly from account to account depending on quite a number of factors ranging from the number of errors you have to fix in the account and what exactly you wish to accomplish with the account once your credit is fixed, ranging from purchasing a house or negotiating…

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What Exactly Are Credit Repair Companies?

August 12, 2018November 12, 2018 adminCredit Repair0 comment

If you have been rejected your request of a credit card or a loan because of your credit score, then you might want to think about hiring the service of a credit repair company. However, if you do so in haste, you might end up regretting your decision, so you have to be patient and carefully understand the things these credit repair companies can offer you, and also the things that they cannot do for you. Credit repair companies are organizations that intend to go through your credit reports from…

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Credit Repair

August 5, 2018November 12, 2018 adminCredit Repair0 comment

Credit repair can mean quite a number of things. It can refer to the steps you take to fix and repair your bad credit through whatever means. Credit repair could also mean the management of certain basic financial issues such as budgeting and the address of certain issues that bothers the mind of lenders. Credit rating is, however, mostly used to refer to the steps of disputing what is considered and believed to be errors on the person’s credit report. This process can be done for free if you engage…